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British Grandmother Who Went To Ghana To Try Get Her £1m Savings Back From Scammers K!lled In Car Crash

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A British widow d!ed in a car crash in Ghana after she was conned by romance fraudsters out of her entire £1million life savings, an inquest has heard.

According to Mail Online, Janet Fordham suffered fatal injuries in the collision on February 14, 2023, having travelled to Ghana the previous October.

At the time of travelling to Ghana, the 69-year-old was living in a caravan with her son Martin and daughter-in-law Melanie Fordham in Honiton, Devon, after using all of her savings and selling up her home and land.

Mrs Fordham’s problems started when she started using online dating websites in 2017 and fell in love with a romance fraudster who was claiming to be a British Army sergeant working in Syria.

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Devon Coroner’s Court heard how Mrs Fordham was conned into sending him around £150,000, but her family are unclear how she transitioned from one fraud to the next.

The inquest heard Mrs Fordham had fallen victim to several online scams over a five-year period that saw her lose her home and life savings.

During this time, the widow sent £140,000 of her family’s money to scammers, withdrew the maximum £500 a day of cash, and even had her car seized to stop her going to ATM machines.

Mrs Fordham’s family desperately tried everything to stop her, while detectives spoke to her about allegations of fraud in 2017, 2020, and 2022. But no matter what everyone tried, the police could not investigate further as Mrs Fordham refused to cooperate.

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The retired housekeeper then flew to Ghana in October 2022 to meet a man named Kofi, who claimed he could help her get her money back.

They had become romantically involved and were on their way to get approval from a member of his family for marriage, when the fatal crash happened on Valentine’s Day 2023.

Kofi was driving when the car left the road and crashed, with Mrs Fordham suffering fatal injuries. He later pleaded guilty to driving offences and received a suspended prison sentence and fine, the court heard.

Detective Sergeant Ben Smith, of Devon and Cornwall Police, confirmed there was no evidence of any third-party involvement in Mrs Fordham’s death.

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The romance fraud began when Mrs Fordham started online dating in 2017 and met a man claiming to be a British Army sergeant major working in Syria who needed her help to get gold bars to the UK.

‘He was retiring soon to return to the UK. She said they were in love and they were going to buy a house together,’ Melanie said.

‘Janet mentioned nothing about any money at that point, but I remember candidly saying to her that it all seemed a little unbelievable, and the next thing he would be asking for money.

‘I told her categorically not to send him any. Janet had been sending money to him, but we didn’t find out about this until years later. I believe she gave him around £150,000.’

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The widow later learned she had been further defrauded by a ‘diplomat’ after her UK bank accounts were frozen.

‘I think she realised that she had been scammed, but initially struggled to accept it,’ her daughter-in-law said.

‘We’re not clear how Janet transitioned from one fraud to the next.

‘We became aware that she transferred money by several means, including bank transfers, wire transfers at the post office, and potentially a travel agent.

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‘The banks, post office etc stopped her from using their services, transferring money, because they recognised that it was fraud.’

The inquest heard that another man, Kofi, contacted Mrs Fordham saying he was a doctor in Ghana working part-time in a friend’s mobile phone repair shop.

‘He was working on a phone that saw messages to and from Janet on there. He believed Janet had been scammed,’ Mrs Fordham said.

‘He felt compelled to help her get her money back. So, he took her phone number and made contact.’

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Police spoke to Mrs Fordham about Kofi, but officers could not further the investigation due to her lack of engagement.

The court heard Mrs Fordham contacted police again because her mother-in-law was continuing to transfer money abroad using bitcoin and ATMs.

‘Whether she was in so deep, she couldn’t accept it was all gone, she had to keep piling money in the hope of getting something back,’ she said.

‘Whether she genuinely believed what she was being told, we will never know.’

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She also borrowed money from other family members, which totalled around £140,000, and was also in arrears on loans and credit cards.

‘Janet wouldn’t tell us much, so we started opening some of her mail and discovered that she had cashed in a chunk of her pension,’ Melanie said.

‘She was withdrawing the maximum £500 a day, we believe to stockpile, and then transferred cash as the banks had stopped her doing electronic transfers.

‘I was very aware that we don’t know everything and there is probably a whole lot more.’

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In October 2022, Mrs Fordham flew to Ghana to meet Kofi who she was romantically linked to.

‘As a family, we tried everything to stop her, but she was adamant,’ her daughter-in-law said.

‘I spoke to her doctor, sought legal advice, but because she was of sound mind, albeit brainwashed, she was deemed to have capacity and there was nothing we could do.’

Detective Sergeant Smith said officers had contact with Mrs Fordham about allegations of fraud in 2017, 2020, and 2022.

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‘It shows Janet Fordham as a sustained victim of fraud throughout that period,’ he said.

‘It’s believed that Janet has sent a considerable amount of money, estimated at between £800,000 and £1million over that period.

‘As a result, she had used all her savings, sold her home and land, and was living in a caravan with Martin and Melanie in their garden.

‘Police throughout these investigations have endeavoured to do everything they can to persuade Janet not to have any contact with the criminals and not to hand over money.

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‘There was no issue with capacity, and that she was making these decisions of her own free will.’

Mr Smith said on the day she died, Mrs Fordham and Kofi were driving from Accra to the Oti region ‘to get approval from a family member for marriage’.

Mrs Fordham suffered fatal injuries in the crash. Philip Spinney, senior coroner for Devon, Plymouth and Torbay, recorded a narrative conclusion.

‘The evidence shows that Janet Fordham lost a considerable amount of money between 2017 and 2022,’ he said.

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‘The true figure is not known, but it’s believed to be between £800,000 and £1million.

‘Devon and Cornwall Police investigated these matters, although I should point out that Janet herself did not ever make a formal complaint to the police, nor did she co-operate fully with the police investigation.

‘In October 2022, she travelled to Ghana to meet a man named Kofi. He had agreed to help her try and recover some of the money.

‘The family believed that she also went for romantic reasons. Indeed, it’s believed that she planned to marry Kofi.’

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He added: ‘I conclude that Janet Fordham d!ed as a consequence of a head injury that was probably sustained in a road traffic collision.’

Her son Mel said on a Gofundme page set up to fly her body home: ‘Janet lost absolutely everything. The Ghanaian scammers were able to manipulate her and by coercive control, managed to destroy her life.

‘She was no longer the mum and grandmother that her family knew and loved. Before her death, all that she had was taken from her.

‘We tried everything in our power to stop this from happening. We spoke to the bank, her doctor, a solicitor and on multiple occasions the police.

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‘But the system very much let us down. Everywhere we turned we were told there was no help.

‘Because she was of sound mind, we couldn’t take control of her finances. All we ever wanted to do was to protect Janet.

‘But because she was of sound mind, although everyone could see she was being controlled, we were absolutely powerless to step in and help.’

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Metro

Security operatives arrest six wanted suspects in Enugu

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The Enugu State Government on Friday said security operatives had arrested six suspected criminals linked to major security breaches in the state and recovered a cache of weapons and ammunition during joint operations.

Governor Peter Mbah disclosed this while inspecting the recovered arms at the Enugu State headquarters of the Department of State Services in Enugu.

The recovered weapons include 17 AK-47 rifles, one General Purpose Machine Gun, one rocket launcher, one tear-gas gun, 12 AK-47 magazines, two hand grenades, three tear-gas canisters and 1,071 rounds of ammunition.

The ammunition comprises 323 rounds of special ammunition, 270 rounds of 7.62mm NATO ammunition and 478 rounds of 7.62mm ammunition. Security operatives also recovered uniforms and four lanyards.

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Mbah, who was received by the State Director of the DSS, Humphrey Ohikhuare; the Commissioner of Police, Mamman Giwa; and the Garrison Commander of the 82 Division, Nigerian Army, Brig.-Gen. Garba Suru, commended security agencies for what he described as a major breakthrough in the fight against crime in the state.

He said some of the suspects had been on the state’s security watch list and were allegedly involved in violent crimes, including attacks that claimed the lives of security personnel.

“First of all, I would like to acknowledge and salute the gallantry of our security agents. What we are witnessing here today is the triumph of vigilance, hard work and dedication to duty.

“Recall that sometime in December last year, we had an incident that took the lives of some of our officers. The state government placed bounties on the heads of the criminals. We had earlier apprehended some of those involved, but the suspects here today are those who had been on the run,” he said.

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The governor reiterated his administration’s resolve to rid the state of criminal elements, stressing that offenders would be tracked and brought to justice regardless of how long it takes.

“We have always said in Enugu State that we have no room for criminals. If you commit crime here, no matter how long it takes, we will identify you, get you and ensure that you are brought to justice,” he added.

Mbah attributed the arrests and recoveries to the state’s investment in security infrastructure and technology, as well as the collaboration among security agencies.

“It is heartwarming that the investment we have made in the security sector and the cooperation of our security agencies are yielding results. The people of Enugu State can sleep with both eyes closed, knowing that we have their backs covered,” he said.

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The governor also warned criminals still operating within the state to leave or face the consequences of their actions.

He further urged landlords and property owners to carry out proper background checks on prospective tenants, warning that the government would continue to prosecute erring landlords and demolish properties linked to violent crimes.

“You cannot be exculpated on the ground that you did not know. The law has placed the duty on you to know who you are giving your property to,” he said.

Mbah also commended President Bola Tinubu for supporting efforts to strengthen the security architecture across the country, including the rehabilitation of security training institutions and ongoing reforms aimed at enhancing policing.

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He welcomed the recent passage of the State Police Bill by the House of Representatives, describing it as a significant step towards improving security at the subnational level.

According to him, state policing would help address security challenges more effectively by enabling states to take greater responsibility for protecting lives and property within their territories.

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Metro

Sad democracy Day as bandits kill 17 farmers in Zamfara

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Bandits suspected to be loyal to Jammo, on Friday, invaded farmlands in Goron Namaye district under Maradun local government area of Zamfara State, killing 17 farmers while injuring 13 others who were out for farming activities.

Confirming the incident, the chairman of Maradun local government area, Hon. Sanusi Dosara, said he received with shock a report that armed bandits have launched a fierce attack on Goron Namaye farmlands at Goron Namaye.

“Receiving the information, I quickly communicated to all security agencies in the area to take immediate measures with a view to preventing further damage by the criminals who embarked on criminal operations aimed at denying farmers access to farming activities,” Dosara said.

Alhaji Wada, a resident of Goron Namaye, who has a farm nearby, said; “I just heard people screaming and were running towards the town. Later, all my labourers were back and told me they were chased away by armed bandits while working on the farm.”

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Another resident identified as Dan Inna Gora, said he counted not less than 17 corpses lying in farms, a few kilometres from the town, while 13 others sustained various degrees of gunshot injuries and have been conveyed to the hospital for medical attention.

Gora further revealed that they had a report that the bandits’ leader had sent a warning message that people in Goron Namaye should forget about working on their farms for the 2026 raining season.

Recall that bandit leader Jammo had imposed a levy of N100 million on farmers of Maradun LGA this season while holding on to 37 village elders abducted during a botched peace meeting.

Attempts to contact the Police Public Relations Officer (PPRO), Zamfara State Police Command, DSP Yazid Abubakar, were unsuccessful as he didn’t answer the phone calls placed to his known phone line as at press time.

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Metro

Police to impound vehicles without number plates in Lagos

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Lagos State Commissioner of Police, CP Fatai Tijani, has ordered a statewide clampdown on vehicles plying Lagos roads without number plates or with concealed registration marks, warning that offenders would be arrested and their vehicles impounded with immediate effect.

The directive, according to Fatai, formed part of measures to strengthen security architecture and prevent criminal elements from infiltrating the state through unregistered vehicles.

The CP gave the order during a strategic meeting with Area Commanders, Divisional Police Officers, DPOs, and Commanders of Tactical Units at the Officers’ Mess, Ikeja, yesterday.

He briefed the officers on resolutions from a recent conference with the Inspector-General of Police, IGP Olatunji Disu, and outlined new security measures to tighten security across Lagos.

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According to Tijani, “The Inspector-General of Police emphasised the need to ensure that all vehicles plying the roads in the country have their plate numbers on them. On no occasion should anybody put a vehicle on the road without a plate number or with a covered plate number. If anybody is found driving such a vehicle, that vehicle will have to be impounded.

He observed that “Most of the vehicles being used by these criminals are either not registered at all or have their plate numbers covered. Apart from those genuinely permitted by law to cover their plate numbers, there are no other exceptions”.

CP Tijani also directed all DPOs to intensify community policing and intelligence gathering at the grassroots, stressing that effective security requires active collaboration between the police and residents.

He further disclosed that the command would sustain joint patrols and intelligence-sharing with other security agencies, particularly in border communities and along waterways, to forestall the movement of criminal elements into Lagos.

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Assuring residents of the command’s readiness to tackle emerging threats, Tijani said , “ Lagos Police Command had maintained a strong intelligence network and would continue working closely with transport unions, community leaders and other stakeholders to keep the state safe. Our goal is to ensure that Lagos remains secure and that criminal elements find no space to operate.

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